What We Collect and Why We Hold It
We collect only what an account needs to work: your mobile number, the name you register with, your date of birth for eligibility checks, your device model and app version, and the transaction references that bKash, Nagad, Rocket or Upay send back when you cash in.
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We do not ask for your wallet PIN and we never store it. Your wallet PIN stays inside the wallet app on your phone, which is exactly where it belongs. When you log in, we record the time, the IP address and the handset so we
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can spot a sign-in that does not look like you. That record is what lets us freeze an account the moment something odd shows up, instead of after a complaint. Card and wallet details are handled by the payment partner; our side keeps a reference number,
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an amount and a status, nothing more. Bangladesh rules on data, and on what an operator may store and for how long, depend on your local law and eligible regions. We keep transaction records for as long as the law requires us to keep them and
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delete or anonymise what we no longer need for that purpose or for resolving a dispute. If you ask us what we hold on you, we will tell you, and if something is wrong we will correct it. Where a request has to be refused, for
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example where deleting a record would break a legal duty, we will say so and explain the reason in plain words rather than sending a form letter.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.